The way you spend your money really affects your pocket and tells you the amount of debt you will end up owing. This article may help you manage your expenses and improve your financial habit.
1. Have savings: Many people who spend a lot don't actually have a savings, not a savings account but a regular contribution (daily, weekly, or monthly) for future purposes.
2. Have a Budget: after having a savings, you need to have a budget for what you're saving for or what you need to buy and not what you think it cool to buy. Don't leave your life to impress others, make your budget simple, write it in such a where you don't need to borrow money to get what you want.
3. "Use your Budget": try to use your list in your budget by all means tho When writing a budget give limited room for unbudgeted items, the cost should not pass your savings.
4. Track Your Spending: Small purchases here and there add up quickly, and before you know it, you’ve overspent your budget. ( LATOYA IRBY www.thebalance.com)
5. Pick the Best Prices for all the things in your budget: Try comparison shopping, don't just agree to one price, check out the price from different shops and pick the best price for the best quality especially if you're getting a non food stuff, the better the quality the longer it last.
I hope this article was helpful.
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